Trem Life Insurance

The methods of preparation

redround — Wed, 04 Mar 2009 04:40:14 +0000

In his appearance in the theme “ and motivation of the agents, which sell the policies of life insurance”, Maxim Czernin presented strategy of the construction of control system by sales into [A]llianz DEWILY life, it described about the basic difficulties, which Russian insurers during the construction of agent networks encounter, and it opened the mechanisms of the material and nonmaterial motivation of financial consultants, which are adapted in the company.

“In today’s crisis we see all prerequisites for an active increase in the volumes of sales. The Russian market for life insurance is located only in the beginning of the way of active development. Thus, according to the general estimations, to the agent channel in this class of insurance it comes not more than 40% sales, noted Maxim Czernin. – Into [A]llianz life financial consultants dewily conclude more than 80% agreements and are basic active membership and motive power of the development of company. However, the construction of strong agent network requires enormous efforts and investments. In 2008 we developed the special career stairs, which allows for colleague with reaching of the specific planned indices to forecast our professional growth in sales, or in the sphere of control of them. Considerable attention we give to the clear control process of sales and to the [nefinansovomu] stimulation, for example, as the encouragement to the best colleagues they are proposed different training programs. Only competently combining financial and nonmaterial stimuli, it is possible to attain effectiveness in sales of the products of life”.Life insurance in favor of the children

Case of death

redround — Wed, 04 Mar 2009 04:34:36 +0000

Insurers did not wait for turns after the policies of long-term life insurance and proposed to clients “short” insurances. Now it is possible not to wait the profit of 15-20 years, after stopping up nerves into the cam, but to take away money with the investment income (minimum 4% of annual) after only 1-5 years. How they are advantageous such policies now and than [riskovanny], explained “money”. After intending to write this article, the author randomly recalled conversation with the familiar. “For me bank deposit was always the standard of the increase of means, and alternative sources not at all interested”, shared his opinion the former classmate Andrey. – “The stock market – this is unknown and is sufficient [riskovanno], non-governmental Pension fund – very for long, and it means, dangerously, life insurance – furthermore for long and [zaputanno]”. Everything is correct, no one argues. He does not especially argue now, when the financial crisis rages and fund indices are brought down as points. But to hold all “eggs” in one basket was always dangerous. Why not to think about the alternative “trunk”, in which it will be possible to store its economy? Actually, the short term storage agreement of life insurance completely can become alternative. This policy makes it possible to accumulate money in 1-5 years, to obtain the investment income in the size not less than 4% annual and furthermore to still and ensure to owner insurance protection in case of death or disablement.

The newspaper “money”

redround — Wed, 04 Mar 2009 04:09:35 +0000

Allianz life dewily has the qualitative [obligatornuyu] reinsurance protection of the risks adopted. Partners of company for [perestrakhovaniyu] – Allianz, Munich Re.In October 2008 Allianz life was dewily appropriated the rating of the reliability of the level Of [a]+ “very high level of reliability” by national rating agency “expert of the Ra”.Long-term life insurance and pension insurance is the priority direction of the activity of company. Acquiring the products Of allianz DEWILY life (“the style of life” – long-term life insurance, “longevity” – pension insurance, “gift to child” – life insurance in favor of children, “the alphabet of protection” – long-term risky life insurance, “Risk- control” – insurance against accident, “partner” – corporate insurance), the clients of company can calculate and design in rubles and US dollars. SK Of allianz life dewily allows the possibility to diversify insurance coating and to thus decrease the risks of the course difference in the long-term outlook.Norma profitableness on the policies of storage life insurance Of allianz IT IS DEWY the lifeLife insuranceWhat is more profitable – the bank deposit on three years or storage insurances of life?